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The three major
credit reporting agencies, also called Consumer Reporting Agencies (CRA's)
are NOT government agencies, they are for profit, multi-million dollar
corporations that gather and sell your private personal information, to
creditors, insurers, employers, landlords, and companies that solicit you
for credit and insurance offers. They also sell your information to
telemarketing and mailing list companies, without your permission and in
most cases without your knowledge! They admit that errors occur on
consumer reports, but they do nothing to correct them. If they really
cared what they reported, they could send everyone a copy of his or her
credit report once a year and ASK if everything is right! But they don't,
instead they report whatever they want and make the consumer
"prove" that the report is inaccurate. (I thought this was
America where a person is innocent UNTIL proven guilty!)
We are very different
from a non-profit credit counseling agency, because we work for YOU, they
work for your creditors! They are "sponsored" by major banks and
lending companies, and the way they keep their sponsorship is by
collecting money for the sponsors! They may say they work for you, but we
all know in the end, we all work for whoever pays the bills... This means
they are nothing but collections agencies, sponsored by your lenders and
creditors. (a wolf in sheep's clothing) The choice is up to you, we
have helped countless people regain control of their credit status, and we
would like the opportunity to help you! We believe our innovative
counseling program, Credit Smart, and our state-of-the art Credit Repair
Service are the perfect answers to all your credit problems! Please click here
to read about our Services.
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